Affordable orthodontics, made simple
At Milk Orthodontics, treatment is made affordable. We offer in-house interest free payment plans that work out at roughly $60 to $76 a week, a $500 discount if you pay in full, and family discounts when more than one of you is in treatment. We are also a Southern Cross Affiliated Provider, so many patients can claim part of their care back.
Specialist orthodontist · Real patient results · Newmarket, Auckland
The plan explained step by step, with the weekly figures: braces payment plans in NZ.
In-house interest free payment plans
The simplest way to make treatment affordable is our in-house plan. You pay a deposit to get started, then equal monthly direct debits spread across your treatment. There is no interest, no third-party finance company and nothing added on top, and depending on the plan and your case it works out at roughly $60 to $76 a week.
A deposit to begin
You pay a deposit to get started, then treatment begins, with no large lump sum to find up front.
Equal monthly direct debits
The balance is split into equal monthly direct debits, so you know exactly what leaves your account each month.
No interest, no finance company
The plan runs in-house with no interest and no finance company, so nothing is added on top of your fee.
Your plan covers everything
One clear fee, all-inclusive, with no surprise extras. Your monthly payment covers everything from your first records to your final review.
There are no hidden costs, so the fee you agree to is the fee you pay. Want to see the numbers for your case? Use our payment calculator to work out a weekly cost, or view full pricing.
What a plan can look like
Every plan is built around your case and your budget, so these are guide figures rather than a fixed quote. Your first step is free, and a New Patient Consultation with a written plan and exact quote is $390. Here is where our all-inclusive fees usually start, all incl GST.
Simple and cosmetic
Smaller cosmetic cases start from $7,900, near the lower end of the weekly range.
Comprehensive specialist
Full specialist treatment starts from $9,900, with most cases around $10,400 and complex cases up to about $12,900.
Children's early treatment
Phase 1 early treatment starts from $4,500, and both phases together are $11,900 to $12,500, spread interest free.
These are starting points, confirmed in your written quote after the exam.
More ways to make it affordable
On top of the interest free plan, there are three simple ways to bring the cost down or take the first step for nothing.
Pay in full, save $500
Prefer to settle it in one go? Pay for your treatment in full up front and we take $500 off the total.
Family discount
Treating more than one child or family member? We take $200 off the second person and $300 off each person after that.
Start with a free assessment
Your first step costs nothing. A free 20 minute Smile Assessment gives you honest advice and a clear idea of cost before you commit.
We plan it all around your budget at your free Smile Assessment, setting the deposit and monthly amount to suit your family.
Health insurance and Southern Cross
Milk Orthodontics is a Southern Cross Affiliated Provider. If you have health insurance that includes orthodontic cover, you may be able to claim part of your treatment back. Every policy is different, so it is worth checking your own orthodontic benefit, and we will give you the paperwork you need to claim.
Southern Cross Affiliated Provider
We are recognised by Southern Cross, which can make claiming simpler if your plan includes an orthodontic benefit.
Check your orthodontic benefit
Cover varies between insurers and policies. Ask your provider whether your plan includes an orthodontic benefit and how much it covers.
We provide the paperwork
We give you the itemised documentation and receipts you need to make a claim, so you can send it straight to your insurer.
Cover depends entirely on your own policy, so we cannot promise a set amount. Your insurer is the best source for what your plan will cover.
Clear, all-inclusive pricing
The first step is always a free Smile Assessment, and a New Patient Consultation with a written plan and exact quote is $390. Every treatment fee is all-inclusive and includes GST, with your interest free plan and any discounts applied on top.
Payment questions, answered
Do you offer interest free payment plans?
Yes, on every treatment. You pay a deposit to get started, then equal monthly direct debits across your treatment, with no interest and no third-party finance company. Depending on the plan and your case it works out at roughly $60 to $76 a week.
How much are braces per week?
On an in-house interest free plan, braces work out at roughly $60 to $76 a week, depending on the plan length and how involved your case is. You pay a deposit to begin, then equal monthly direct debits.
Do you accept Southern Cross?
Yes, Milk Orthodontics is a Southern Cross Affiliated Provider. If your health insurance includes orthodontic cover you may be able to claim part of your treatment back. Check your own policy's orthodontic limit, and we will give you the documentation you need to claim.
Can I claim orthodontics on health insurance?
It depends on your policy. Some plans include an orthodontic benefit and some do not, so check your own policy's orthodontic limit with your insurer. If yours does, we provide the itemised documentation and receipts you need to claim.
Is there a discount for families or paying up front?
Yes. Pay in full up front and we take $500 off the total. If more than one family member is in treatment, we take $200 off the second person and $300 off each person after that.
What is included in the price?
Everything. Our fees are all-inclusive of your records, appliances, every appointment, retainers and aftercare, with no hidden costs or surprise extras. You get an exact written quote after your free Smile Assessment, so you know the full cost before you start.
Get your exact quote, free
A free 20 minute Smile Assessment, in the clinic for children and teens, or online or by video call for anyone. No referral needed, no obligation, just honest specialist advice and a clear plan for the cost.
See full pricing, or work out a weekly cost with our payment calculator.